Collin County Homes under $400,000

Collin County Homes under $400,000

Welcome to Collin County, Texas—a vibrant and thriving community that perfectly blends suburban charm with urban convenience. Located just north of Dallas, Collin County boasts a diverse array of neighborhoods, making it an ideal place for families, young professionals, and retirees alike. Known for its excellent schools, lush parks, and a robust economy, this area has become a sought-after destination for homebuyers.

One of the most appealing aspects of Collin County is the availability of homes under $400,000. Whether you’re a first-time buyer or looking to downsize, you’ll find a variety of options that cater to your lifestyle and budget. From charming single-family homes in family-friendly neighborhoods to modern townhouses with convenient amenities, the housing market here offers something for everyone.

Imagine settling down in a beautiful home surrounded by scenic landscapes and friendly neighbors. With access to top-rated schools, shopping centers, and recreational activities, you’ll never run out of things to do. Enjoy weekends exploring the picturesque parks or taking a short drive to the vibrant cultural scene in nearby Plano or Frisco.

Collin County is not just a place to live; it’s a community where you can thrive. With homes under $400,000, you can invest in your future while enjoying all the benefits this dynamic area has to offer. Come discover the perfect blend of comfort, convenience, and community in Collin County—your dream home awaits!

Newest Collin County Homes under $400,000

108 Waterhouse Lake Dr, Anna
$380,000
3 Beds ⋅ 3 Baths ⋅ 21429893 MLS
Welcome to 108 Waterhouse Lake Drive! Located in the desirable Coyote Meadows community in Anna, Texas, this beautifully maintained, newly built home offers the perfect combination of modern comfort, thoughtful upgrades, and an incredible outdoor living space. Situated on an oversized corner lot, this home features an expansive backyard with a generously extended patio, creating the perfect setting for entertaining, relaxing, or enjoying evenings outdoors. Inside, you’ll find a beautiful, inviting interior with stylish finishes, an open and functional layout, and thoughtful upgrades throughout that truly make this home stand out. One of the most exciting features is the opportunity to assume the seller’s existing mortgage at an incredible 4.99% interest rate, subject to lender approval and qualification requirements, offering a potentially valuable financing advantage for eligible buyers. Coyote Meadows offers wonderful community amenities, including a resort-style swimming pool, splash pad, playground, green spaces, and walking trails. Conveniently located just minutes from Highway 75, the neighborhood provides easy access to shopping, dining, schools, and surrounding North Texas communities. With its oversized lot, impressive outdoor living space, desirable location, and unique financing opportunity, this home truly has so much to offer. Schedule your private showing today and come see everything that makes this property special!

108 Waterhouse Lake Dr, Anna
no property photo
$399,000
4 Beds ⋅ 3 Baths ⋅ 21429913 MLS
MOTIVATED SELLER – PRICE REDUCED. Just steps from Historic Downtown McKinney Square, 503 Smith offers a rare opportunity to own a fully renovated 1950s home with residential and commercial zoning: perfect for a walkable lifestyle and a flexible live-work setup. Taken down to the studs and thoughtfully rebuilt, this property blends original character with modern updates. The open-concept floor plan features cedar beams and a spacious living area filled with natural light. The kitchen includes stainless steel appliances, gas range, oversized island with seating, walk-in pantry, built-in desk or coffee bar, and updated finishes. The home offers 4 bedrooms and 3 full bathrooms, including two primary suites, providing versatile options for multi-generational living, guests, or dedicated workspace. Situated on a versatile lot with no HOA, this move-in ready property is conveniently located within walking distance to shopping, dining, and community events. Schedule a showing to explore the possibilities 503 Smith offers.

503 Smith St, McKinney
no property photo
$359,100
2 Beds ⋅ 2 Baths ⋅ 21429904 MLS
***One of the best lots in this community, this wider lot provides greater separation & distance from neighbors and allows for easier guest parking. ***Full YouTube Video Tour Available, ask your Realtor for a link or search by address!*** Expansive view from the rear covered patio & primary bedroom to the common green space with gate access to the walking trail.*** Also, one of the better floorplans in the community, this very flexible floorplan has abundant storage. Great drop zone entering the home with space for shoes and a coat closet. Large Kitchen with superb cabinetry space, a large pantry, solid surface counters, gas cooking, and a long bistro island with bar seating. The Living has great wall space and a pop-up ceiling with crown molding and can lighting. Room for two Dining spaces, but the Breakfast can easily be used as a desk space like this Seller has. Soft colors with beautiful ceramic tile that looks like wood plank throughout most of the home. At the rear, a bonus Sunroom space lives up to it's name with great natural light and a myriad of uses. The covered patio has electric bug screens for enclosure. The spacious secondary bedroom is split from the Primary to offer privacy when hosting guests. The Primary Bedroom is really well sized and has a large bath with double vanities, a linen closet, and a generous walk-in closet. The separate utility room is right nearby, with plenty of space for life's necessities. A really pleasant, well-cared-for home in a fantastic neighborhood. This is a gem!

9209 Tranquil Trl, McKinney
1316 Hunter Ln, Celina
$399,000
4 Beds ⋅ 3 Baths ⋅ 21428155 MLS
NO MUD TAX, ASSUMABLE LOW-RATE FINANCING, AND A PRIVATE POOL. Three things you won’t find on a new build in Celina. Tucked on a quiet cul-de-sac in the established Heritage neighborhood, 1316 Hunter Lane sits on a mature lot with shade trees and a backyard with plenty of room. The resort-style in-ground pool was added in 2023, with a water feature and a covered patio for the months you’d rather be out of the sun. The neighborhood park is directly across the street, and Heritage residents also enjoy a community pool, playground, walking trails, and a pond with a dock. Inside, an open living area with a stone-surround gas fireplace flows into an updated kitchen with white cabinetry, granite counters, subway tile backsplash, a center island, and stainless appliances. Upstairs opens to a generous loft with room for a game room, media space, or second living area, plus four bedrooms including a spacious primary suite. The expensive items are already handled: ROOF 2024, HVAC 2025, luxury vinyl plank flooring and new carpet 2025, updated lighting, and an updated downstairs vanity. No deferred maintenance, no construction timeline, and no MUD assessment on the tax bill. Zoned to Celina ISD, minutes from the downtown square.

1316 Hunter Ln, Celina
4913 Sagerun Dr, Princeton
$272,000
4 Beds ⋅ 2 Baths ⋅ 21429829 MLS
Beautifully maintained 4-bedroom home in Princeton! Functional split layout. The open kitchen features a large island overlooking the family room, plus a dining room and breakfast nook for flexible living. Private owner’s suite with double sinks, separate shower, and spacious closet. Enjoy a covered patio and fully fenced backyard with added privacy. Includes a 2-car garage and dedicated laundry room. Located in a master-planned community with pool, playground, and trails. Great opportunity for investors or homeowners! Currently tenant-occupied, offering potential rental income from day one. Buyers looking for a primary residence are also welcome! Seller is open to negotiating early tenant move-out, subject to tenant agreement. Photos taken prior to tenant occupancy.

4913 Sagerun Dr, Princeton
933 Flattop Way, Princeton
$283,999
4 Beds ⋅ 2 Baths ⋅ 21429817 MLS
New Construction Lennar Home - The Dowing Floor Plan - This new four-bedroom home offers convenient single-story living. A bedroom is secluded near the front of the home, leading to an inviting and spacious open-concept layout shared between the kitchen, dining room and family room. Three additional bedrooms are tucked away to the side for improved comfort and privacy, including the lavish owner’s suite at the back of the home with a full bathroom and walk-in closet. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.

933 Flattop Way, Princeton
2815 Arabian Ln, Celina
$249,900
3 Beds ⋅ 2 Baths ⋅ 21418063 MLS
Investor Opportunity! This 3-bedroom, 2-bathroom single-story home offers convenient main-level living paired with an attached 2-car garage. At the center of the home, the living room features a warm, inviting fireplace as its focal point, while the kitchen comes equipped with sleek stainless steel appliances and durable laminate countertops. Outdoors, the property extends to a private backyard, perfect for relaxation, pets, or outdoor activities. Please note, the property has possible foundation issues and is being sold as-is, presenting an outstanding equity-building opportunity for investors or buyers ready to bring their vision to a home with great core features.

2815 Arabian Ln, Celina
1313 Milford Dr, Plano
$374,900
3 Beds ⋅ 2 Baths ⋅ 21427987 MLS
Welcome to this chic, fully renovated one-story home located in the heart of Plano offered at a price lower than the market value . Exuding contemporary elegance, this three-bedroom, two-bathroom home has been meticulously upgraded to offer a comfortable and sophisticated lifestyle. Upon entering, you are greeted by an inviting open-concept living space that seamlessly blends the living, dining, and kitchen areas. The main living area features high ceilings and ample space to relax with your family or host guests. The gourmet kitchen boasts stainless steel appliances, stunning countertops, new cabinets, and designer fixtures. This kitchen provides an ideal setting with suitable counter space and a breakfast bar for additional seating. The tranquil master suite offers a private retreat, complete with a spacious bedroom, a walk-in closet, and an en-suite bathroom. Indulge in the spa-worthy master bathroom, featuring a sleek glass-enclosed shower and dual vanities adorned with modern fixtures and finishes.

1313 Milford Dr, Plano
331 Kola Rd, Princeton
$168,999
3 Beds ⋅ 2 Baths ⋅ 21429808 MLS
New Construction Lennar Home - The Gates Floor Plan - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner’s suite enjoys a private location in the back of the home, complemented by an en-suite bathroom, walk-in closet and direct access to an outdoor space. There are two secondary bedrooms that are both ideal for household members and overnight guests. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.

331 Kola Rd, Princeton
314 Acorn Rd, Princeton
$159,999
3 Beds ⋅ 2 Baths ⋅ 21429799 MLS
New construction Lennar Home - The Windrow Floor Plan - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner’s suite enjoys a private location in the back of the home, complemented by an en-suite bathroom, walk-in closet and direct access to the backyard space. There are two secondary bedrooms that are both ideal for household members and overnight guests.

314 Acorn Rd, Princeton
2237 Colby Ln, Wylie
$235,000
3 Beds ⋅ 2 Baths ⋅ 21428137 MLS
Welcome home to this charming, well-maintained residence in the desirable Wylie Lakes Villas community! Offering 3 bedrooms, 2 full bathrooms, and 1,234 square feet of comfortable single-story living, this home combines functionality, convenience, and a wonderful location. The inviting kitchen features beautiful 42-inch cabinets, offering plenty of storage and a stylish touch. Enjoy your morning coffee or unwind in the evening on the extended covered front porch. The attached one-car garage and low-maintenance lot make everyday living easy. Residents can enjoy the community's scenic pond, mature trees, and hike-and-bike trails, with Lake Lavon just a short walk away. Conveniently located near shopping, dining, and everyday amenities, this property offers an appealing opportunity for first-time buyers, those looking to downsize, or investors seeking a rental opportunity. If you're looking for comfortable living with outdoor recreation close by, this Wylie gem is one you won't want to miss!

2237 Colby Ln, Wylie
1105 Peach Tree Ln, Anna
$310,000
3 Beds ⋅ 2 Baths ⋅ 21429340 MLS
Welcome home to this beautifully maintained 3-bedroom, 2 bath home in the desirable Pecan Grove community! This is an open-concept layout that is perfect for everyday living and entertaining. The home features a spacious family room that flows into the kitchen. The kitchen is the heart of the home with a center island that serves as a focal point with plenty of space for gathering. This home includes upgraded light fixtures, a Smart Home System that controls the HVAC, Door Locks and Garage Door. Enjoy the covered patio and nice sized backyard with the bonus of backing up to the community pool—convenient access without the maintenance. Take advantage of the energy saving benefits of solar panels which the seller will pay off at closing. Located in Anna ISD, just minutes from Highway 75 with easy access to McKinney, Plano, and Sherman, plus the nearby conveniences including H-E-B and Buc-ee’s. This is a welcoming neighborhood with 2 pools, park, playground, greenbelts and walking trails. No MUD or PID tax. Don't miss out on this great home!!

1105 Peach Tree Ln, Anna
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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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