Chico Homes under $400,000

Welcome to Chico, Texas—a hidden gem nestled in Wise County that offers the perfect blend of small-town charm and modern convenience. With its picturesque landscapes and friendly atmosphere, Chico is an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Chico boasts a rich history and a vibrant community spirit, making it a delightful place to call home. The city is surrounded by natural beauty, with nearby lakes and parks offering a plethora of outdoor activities such as fishing, hiking, and picnicking. Residents enjoy a slower pace of life while still having access to essential amenities, including local shops, restaurants, and schools.

For those seeking affordable housing options, Chico is an excellent choice. With a variety of homes available for under $400,000, you can find the perfect property that fits your budget and lifestyle. Whether you're looking for a cozy cottage, a spacious family home, or a charming ranch-style residence, Chico has something to offer everyone. Many of these homes feature modern amenities, beautiful yards, and easy access to the town's highlights.

Living in Chico means embracing a community where neighbors become friends and every day feels like a getaway. With its affordable housing market and welcoming vibe, Chico, Texas, is not just a place to live—it's a place to thrive. Come explore this enchanting city and discover your dream home today!

Newest Chico Homes under $400,000

$350,000

3 Beds ⋅ 2 Baths ⋅ 21416088 MLS

Country living outside of Chico city limits. This property features a 3 bedroom 2 bath double wide manufactured home with large deck on 2.48 acres surrounded by mature trees. A circle driveway for convenient access and plenty of room to enjoy the outdoors. Located on the property are 2 RV sites with electricity, septic and well, that could be used for potential income. There is also another well and septic for the home. 2 storage buildings also on the property. Hurry this won't last long. Call listing agent for more information and showings.

4494 Fm 1810, Chico

$220,000

7 Beds ⋅ 6 Baths ⋅ 21400276 MLS

INVESTMENT OPPORTUNITY! Three separate residences on approximately 2.42 acres, offering an excellent opportunity for rental income and future potential. The property features 3 individual homes at 334, 336 & 338 County Road 1643, with 2 of the 3 currently occupied by established tenants, providing immediate rental income. Each residence offers its own private living space, making this a unique setup for investors seeking multiple income-producing units on one property. With the flexibility of three separate dwellings and acreage, there is also potential to improve, renovate, or maximize the property’s income-producing capabilities. Conveniently located in the Chico area, this is a rare opportunity to acquire a multi-home property with income already in place and room to grow.

334 County Road 1643, Chico

$289,900

3 Beds ⋅ 2 Baths ⋅ 21405683 MLS

Take advantage of living in WISE COUNTY for under $290K !! 45 minutes from the Metroplex. All amenities of a new home yet Nestled in a quiet, established neighborhood with majestic oak trees! Newish floors, water heater, paint, trim, tile, appliances, fixtures and granite counter tops! Open concept great for raising a family and entertaining. Yard is FULLY fenced with 8 foot pipe fencing. Lots of privacy with open field behind property! Take advantage in owning a property in a growing town and community. Schools, shopping and freeways close by!

508 S Hovey St, Chico

$175,000

3 Beds ⋅ 2 Baths ⋅ 21399843 MLS

A smart opportunity in Chico with the space, location, and versatility to work for a variety of buyers. Whether you’re purchasing your first home, ready to simplify, or looking for a property with potential as a long-term rental investment, this home offers plenty to appreciate. Situated on an oversized corner lot with a fenced yard, there’s room for pets, play, gardening, backyard gatherings, or simply enjoying a little extra space around you. Inside, the home offers over 1,200 square feet with 3 bedrooms and 2 bathrooms, thoughtfully laid out to make excellent use of every square foot. The functional floor plan provides comfortable living spaces and practical bedrooms without wasted space, making the home feel easy to live in and easy to maintain. The location adds another layer of appeal. Convenient access to Highway 114 and US-287 makes commuting to Decatur, Fort Worth, and surrounding communities simple while still allowing you to enjoy the quieter pace of Chico. For a first-time buyer, someone looking to downsize, or an investor searching for a property with rental potential, this home offers a combination of functionality, outdoor space, accessibility, and long-term possibilities that can be hard to find.

107 S Flower Ln, Chico

$105,000

3 Beds ⋅ 2 Baths ⋅ 21370231 MLS

Affordability is within grasp welcome to 303 Caballo Way! This doublewide home has been retrofitted, with three bedrooms and two bathrooms situated on .39 of an acre with surrounding fence. This space is ready for your creative touch! Schools are within walking distance as is the local grocery store, restaurant and town square. Being sold as is.

303 Caballo Way, Chico

$249,999

3 Beds ⋅ 2 Baths ⋅ 21353449 MLS

Opportunity near Lake Bridgeport! Situated on approx 1.52 Acres in the Three Fingers area, 3bedrm, 2bath Mobile Home offers plenty of space, mature oak trees,room to bring your own vision to life.The property feat 2 living areas, bkfast area, kitchen w granite countertops, bartop seats counter stools, functional layout,great potential.Updates already underway include recent roof,new light fixtures,new flooring,tile in showers,bathrm vanities,w add renovations, finishing work remaining for buyer to complete,customize.Outside,enjoy an covered front porch,spacious back porch, approx 10 x 15 chicken coop,carport covered parking,generous open space,corner lot setting accented by a white ranch style fence,stone entry columns,gravel drive.A 50-amp RV electrical and sewer connection adds additional flexibility.A particularly valuable feat is the propertys existing utility infrastructure.Substantial conventional septic related improvements near carport area, along w grandfathered well related eligibility associated w property.These existing improvements may provide add flexibility for future use, buyer and buyer’s agent to independently verify well eligibility, septic locations, condition and capacity, permitted use, future building requirements and all applicable county and regulatory requirements.Located just minutes from North Side Marina & Resort,convenient access to boating, fishing and Lake Bridgeport recreation.Three Fingers Lounge is nearby for food,casual place to unwind after a day on the water.Whether used as a fulltime residence, wkend lake retreat, investment property,renovation project,this unique acreage prop offers space,established improvements,proximity to the lake that can be increasingly difficult to find.Bring your ideas,finish what has already been started.With its acreage, established improvements,multiple living spaces and proximity to Lake Bridgeport,this property offers an opp to create a wkend lake retreat,investment property or fulltime residence.

469 County Road 1743, Chico

$250,000

2 Beds ⋅ 2 Baths ⋅ 21265678 MLS

Charming 2 bedroom, 2 bathroom brick home situated on a spacious corner lot just under half an acre in the heart of Chico, Texas! Conveniently located close to schools and town amenities, this property offers both comfort and functionality with plenty of room to make it your own. Inside, you’ll find a large kitchen featuring ample cabinet storage and generous counter space, making meal prep and entertaining easy. Just off the kitchen is a versatile bonus room that could serve as a second living area, game room, office, or hobby space. The main living room is oversized and perfect for hosting family gatherings or cozy nights at home. The primary suite offers separate closets and a private en-suite bathroom with a shower. LVP flooring throughout the home provides durability and easy maintenance, while ceiling fans add comfort in every season. Step outside to enjoy the expansive backyard with plenty of room for kids, pets, gardening, or future outdoor entertaining spaces. This property combines small-town charm, a great location, and room to grow — all wrapped into one inviting home. Schedule your showing today!

308 Oakwood St, Chico

$399,900

3 Beds ⋅ 2 Baths ⋅ 21231719 MLS

OVER $5,000 TO USE TOWARD CLOSING COSTS OR A RATE BUY DOWN WITH PREFERRED LENDER! Discover your own private retreat on 1 wooded acre overlooking Lake Bridgeport! This one of a kind, multi level home features 3 bedrooms, 2 bathrooms, and beautiful mature trees creating a peaceful, private setting with gorgeous lake views. Start your mornings with coffee on the expansive deck or unwind in the evening while enjoying the tranquil surroundings. A private trail leads from the property to the lake, offering opportunities for fishing, kayaking, paddleboarding, jet skiing, boating, or simply relaxing by the water. Tucked away on a private road, this home is being sold fully furnished, including furniture, décor, cookware, dishes, and more, making it truly turnkey and ready to enjoy! Whether you're looking for a weekend getaway, lake escape, investment property, or full time residence, this unique property offers the perfect combination of privacy, nature, lake access, and comfortable living. Come experience the peaceful side of Lake Bridgeport and see why this could be your perfect lake retreat!

268 Private Rd, Chico

$349,900

3 Beds ⋅ 3 Baths ⋅ 21168505 MLS

WE WANT TO SEE YOUR OFFERS!! This home sits on over an acre and is a very inviting 3 bedroom, 2.5 bath home that offers space, functionality, and room to breathe. It features a great layout, and the kitchen has an amazing walk in pantry for plenty of storage, large living room and large bedrooms. The oversized garage has plenty of room for additional storage, separate area for the laundry, storage and a half bath. The backyard has an added covered porch for entertaining, or just enjoying the mornings with coffee or evenings enjoying peace and quiet. Within the tall private fence boosts a large 30x40 shop the has endless possibilities for projects, home business, or just simply tinkering. This rare find has so much to offer and is ready for you to make your own. Call for an appointment today and come see for yourself.

702 El Camino Real, Chico

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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Chico Homes under $400,000

Newest Chico Homes under $400,000

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